The Schweizerische Hagel-Versicherungs-Gesellschaft, also known as Schweizer Hagel, was founded in 1880 as a cooperative by farmers. It provides comprehensive insurance coverage for agricultural crops against various natural hazards like hail, flood, and drought. Operating nationally in Switzerland and internationally in countries such as France, Italy, Liechtenstein, and Portugal, it functions as a self-help organization for agriculture, distributing surpluses to its members.