SE.M.LABS is more than a software as a service provider for "pay per use 4.0" models. With their broad partner network and over ten years of expertise in the financial industry, they offer a full service range in the area of consumption-based financing and insurance models. The software forms the link between capital equipment and the billing of the financial service. By universal interfaces different equipment and systems can be interconnected. With their software their customers can reduce their internal expenditures to a minimum and concentrate on their core business. Through their solution, they enable their customers to enter new markets such as pay per use financing models, Share-Economy and telemetry-driven business models.